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You might be protected when it comes to health Nazair Jones Seahawks Jersey , life, car or home insurance but what about legal coverage and making a personal injury attorney choice? The question is not if you’ll need a lawyer, but when will you need one.


According to the American Bar Association (ABA) Americans have come to view legal assistance as a necessity. Yet most Americans have not used a lawyer more than once due to the sky high attorney fees which can be anywhere from $100 to $1000 per hour and the trepidation involved in the search for legal services.


Prepaid legal insurance might just be the answer you have been looking for. The concept is simple: for a fixed monthly subscription, you get telephone access to advice from a lawyer. You pay a fixed amount in advance each month to defray the cost of legal services furnished in the future. These services span various areas of the law, anywhere from reviews of simple legal documents and the writing of a simple will to more comprehensive coverage of trials, divorce, bankruptcy and real estate issues.


Pre-paid legal coverage is a very attractive proposition for people who don’t have the resources to retain a lawyer on a regular basis whenever they need assistance. You effectively have a network of attorneys you can use as retainer to seek preliminary advice about what the issues are and how the procedures work whenever legal matters arise. Services not covered by the plan are available to members for a discount on regular hourly rates or flat fees.


A hard fact, however, is that more than half of new subscribers drop out of a prepaid plan after their first year. One reason could be that many members do not require any legal assistance during their first year, so opt out. Another reason is the scope of services offered, which are very basic and limited in nature. Most plans have certain caps or maximums as far as benefits provided are concerned, and purport to offer discount on standard attorney fees instead. However, by virtue of simply calling around by yourself you could probably negotiate a lower rate.


Another problem with pre-paid legal plans is the likelihood of getting assigned to a novice attorney. Because of cost considerations, many of the companies behind pre-paid services assign trainee or inexperienced attorneys to handle phone consultation and drafting of simple legal documents. You are also less likely to build rapport and understanding which are two of the most important attributes of choosing a good attorney as over 90% of the work is done over the phone.


Stuart has been collecting and writing articles online for around 5 years. Check out his latest website on choosing a Personal Injury Attorney which can provide assistance when choosing a Personal Injury Attorney or Lawyer.

Get The Best Of Jost Houk Artistic Design Photography Get The Best Of Jost Houk Artistic Design Photography July 10, 2013 | Author: Freda Watts | Posted in Marketing

If you are looking for a commercial photographer for your magazine or real estate needs, look no further than Jost Houk. Using clothing, paper, canvas, and metal he creates exceptional art pieces that can be purchased through his website. He is based is Washington, D. C. And a fixture in this city for his amazing headshots, real estate photos, and magazine shoots.


Getting his start in the Indiana countryside he began painting and drawing. Farm life, nature, small towns, and cornfields are just a few of the elements that inspire Jost. Seeing under the images he was able to capture the essence around him. You can see these rural photos in his Indiana and Antique Country collection, which shows how he utilized depth, shape, and color.


As an adult, Houk moved to Tampa, Florida, where he began to draw his inspiration from the sea. He continued his fascination with seascapes along the Eastern seaboard. Watery scenes from Tarpon Springs, as well as those from Tampa and Miami dominate his Nautical Beach and It is Greek To Me collections. This is when Jost moved from painting to photography to merging the two expressions together through artistic design photography.


This artist does not see an object or scene the way most people see it. Rather, he sees the pure potentiality within it. He imagines what the shapes, the colors, the lines may become. He releases the spirit of his subject, expressing it in a new and different way. This is evident throughout his work, where artist and art become one, but is particularly evident in his Artistic Color collection.


Using art editing equipment he utilizes his brushstroke finish and bright colors to create what appears to be an oil painting. This technique commingles photography and painting, each creation getting the best of both worlds and printed on a canvas. You can also purchase a framed and matted photo that is signed by this amazing artist.


Politics and History are inspirations to Jost and are avidly expressed throughout his work. Historic Photos, Washington D. C., and Black White With Color are just a few of the collections that showcase his love and appreciation of these themes. While a lot of his work in this area is down using black and white, he is no stranger to color as can be seen in his Theaters collection.


Houk is not only a talented Artist but also provides many services such as renting out his artwork for home staging in the real estate market. He also does family portraits, commercial photography, and customized work. This talented Artist does not just share his wonderful art, but also his mother Carolyn Shireman has art for sale through his website.


Josh Houk offers many things through his website such as pillows, cards, photo T-shirts, and etchings but he does not stop there check out his website because there is so much more offered. You can see his work in various places such as fine art stores and displayed in shows around. Cheap NBA Jerseys Cheap NHL Hoodies Cheap NCAA Hoodies Cheap MLB Hats Cheap Hats Cheap Jerseys From China Cheap Jerseys From China Cheap NFL Jerseys Cheap Soccer Jerseys China Wholesale Jerseys